We’re donating Agent Payments Protocol to the FIDO Alliance to support the future of secure, agentic payments.
Summary (EN)
Google announced that it is donating its Agent Payments Protocol, or AP2, to the FIDO Alliance, positioning the move as an effort to create platform-agnostic, community-led standards for AI-driven commerce. The company says the protocol is intended to support secure agentic payments as shopping agents become more capable of searching, selecting, reserving, and purchasing on behalf of users. Alongside the governance move, Google released AP2 version 0.2 on GitHub, adding support for autonomous transactions including so-called “Human Not Present” payments, where an agent can complete a payment based on pre-authorized user instructions. Google argues that standard ownership under FIDO should help accelerate adoption while preventing the protocol from becoming tied to one company’s platform. The post also links AP2 to a related standard called Verifiable Intent, co-developed with Mastercard and likewise being donated to FIDO, which is described as creating a tamper-resistant log of agent actions that a user has authorized. In Google’s framing, secure auditability and delegated authority are prerequisites if commerce agents are to move beyond recommendations and into actual transactions. The significance of the announcement is that it pushes agent commerce from experimental demos toward governance and interoperability layers, where standards determine whether payment, identity, and authorization systems can support large-scale deployment. It also signals that major platform companies expect autonomous purchasing to become a serious product category rather than a niche capability.
Summary (ZH)
Google 宣布将其 Agent Payments Protocol，也就是 AP2，捐赠给 FIDO Alliance，希望以此推动面向 AI 驱动商业场景的开放、平台无关型支付标准。Google 认为，随着购物型智能体越来越能够代表用户完成搜索、筛选、预订和购买，安全的 agentic payments 基础设施将成为关键。除了治理层面的移交，公司还在 GitHub 上发布了 AP2 0.2 版本，新增了对自主交易的支持，包括所谓“Human Not Present”支付，即智能体可以依据用户事先授权的指令直接完成付款。Google 表示，把协议交由 FIDO 这类行业联盟维护，有助于加速产业采用，同时避免该协议被绑定在某一家公司的平台之上。公告还把 AP2 与另一项名为 Verifiable Intent 的标准联系起来，后者由 Google 与 Mastercard 共同开发，也计划捐赠给 FIDO，用于记录用户授权过的 agent 行为，形成不可篡改的操作链路。按照 Google 的说法，如果希望商业智能体真正从“给建议”走向“执行交易”，那么安全审计能力与可委托权限机制就是前提。此次公告的重要性在于，它把 agent commerce 从概念演示进一步推进到标准化和互操作性层面，而未来支付、身份和授权标准是否成熟，往往决定这类产品能否大规模落地。它也表明，大型平台公司正把“自主购买”视作潜在的重要产品类别，而非边缘功能。
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